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What is term insurance?

Term life insurance is insurance that lasts for a specific time, such as 5 years or 10 years. The policy pays a death benefit in the event the insured dies during the specified period. Since term insurance is for a limited period and accumulates no cash value, the rates tend to be low for a given amount of insurance.

Use the menu below to view more about Types Of Life Insurance Policies

  Types Of Life Insurance Policies

What Is Term Insurance?
What Are The Common Policy Variations Of Term Life Insurance?
My Insurance Agent Recommended A Term Policy. What Are Some Considerations?
What Is Cash Value Life Insurance?
How Does Cash Value Differ From Term?
If My Agent Recommends A Cash Value Policy, What Should I Consider?
What Is Whole Life Insurance?
What Are The Traditional Types Of Whole Life Policies?
What Is Universal Life Insurance?
What Are Other Life Insurance Coverages?
What Are Endowment Policies?
Which Policy Should I Buy? How Can I Hope To Get The Right Plan For My Needs?
I Am On A Tight Budget. Where Can I Find The Most Coverage For The “Leastest”?
I Buy No-Load Funds, Shop At Discount Stores, And Use Coupons At The Food Store. I Don’t Need A Lot Of Hand-Holding. So How Can I Avoid Paying High Commissions To Buy Life Insurance?
  


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