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Should I worry about the company’s financial soundness?

Yes. There have been a few failures by life insurance companies in recent years. The percentage of companies that have failed is very small and most of the customers have eventually received what they were entitled to. But the delay, the worry, and the inconvenience to policyholders of companies that fail can be substantial. So you should only deal with financially strong companies.

Use the menu below to view more about Choosing The Insurance Company

  Choosing The Insurance Company

Should I Worry About The Company’s Financial Soundness?
How Do I Check Up On A Company’s Financial Strength?
What Happens When A Company Becomes Insolvent And Is Liquidated?
What Is The “Cost Index”?
How Important Are "Ratings"?
How Do I Interpret A Rating?
What Services Examine And Rate Insurance Companies?
Who Regulates The Insurance Industry?
What’s The Difference, To Me As A Consumer, Between A Stock Company And A Mutual Company?
  


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