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How are premiums calculated?

This depends on a variety of factors, including geography, level of care needed, and the setting in which care is provided. Nursing homes are the most costly -- as much as $150 per day. That amounts to about $55,000 per year. Daily skilled care performed in your home by a visiting nurse might cost about half of that.

For other factors affecting cost, see “What Are the Factors I Should Consider In Analyzing My Need For Coverage?”

Use the menu below to view more about How Much Does It Cost

  How Much Does It Cost

How Are Premiums Calculated?
Are Discounts Generally Available For Married Couples?
Do I Have To Pay Premiums Until I Die?
I Have Done My Homework And Know What To Buy And From Whom To Buy It. However, I Suffered From Sticker Shock When I Investigated The Price. What Should I Do?
What If I Miss A Premium Payment—Do I Lose My Insurance?
Can I Have The Premiums Automatically Deducted From My Bank Account?
Can I Renew My Coverage?
Can I Change My Mind And Get A Full Refund After Buying A Policy?
What Should I Consider Before I Swap An Old Policy For A New One?
  


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