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Filing a Lawsuit After Settling a Homeowners’ Claim

Generally speaking, you cannot file a lawsuit after settling a claim. As part of your claim settlement process, your insurer will most likely have you sign a settlement agreement that precludes you from suing them on that occurrence later and releases them from making any further payments on that claim. Note that this bar on filing a lawsuit does not apply to future claims that are completely separate from the present, settled claim.

There are times that you might be able to bring legal action against your insurer after settlement, but those are most likely limited to errors or different interpretations of the settlement language or process itself. It is also possible that the settlement document was poorly written and doesn’t limit your legal options – but that is highly unlikely. Language contained in the settlement may limit your legal options to arbitration, but it is wise to have an attorney review the settlement document to go over what options are available to you. You can find an attorney, many who may provide free consultations, at AttorneyPages.com or ask a question about settlements on our Free Advice Law Forum to see how others have handled similar situations.
 
 
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